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I hope with this blog to share how I have dealt with my finances so I can give others hope and ideas. Maybe in my journey dealing with the money issue, there are things that will be of help to others or generate some ideas of their own. I cannot take any credit for what I have learn in the past few years. I have to thank God first of all - (I know it sounds like an award show) - because without intercession I would be in a more worse condition than I was before. He has led me to information, books, and people that have been of great help and insight when it comes to money matters. He has performed miracles - such as cutting debts in half - in dealing with collection agencies. Prayer has been key for me. He answers them. I have also received courage and wisdom to take a serious look at myself and make some changes so that I know have relief. I can see now, that if all goes well, I will not have bad credit debt in two to three years. To God all things are possible.

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